Wednesday, September 26, 2012

Night Out on the Town

So my wife and I decided that we eat out far to much, it may have helped that for 2 months we didn't have a kitchen, literally!  So for the first 2 weeks of September we were in our old habits of grabbing a pizza for delivery on Friday night and if we didn't feel like cooking to go grab something.  We did budget a small amount to go out to eat, but usually we would just ignore whatever money we put in and go way past the budget whether on my wife's tab or our joint checking account, for some reason if it goes on the wife's card it doesn't cost anything in our minds, we in fact are crazy!  So here's our plan of attack to stop from spending so much on going out to eat.

The envelope plan well sorda.  So we decided to not use our debit/credit card for any meals where we eat out(with the exception of lunch for my wife).   So every 2 weeks we will take out $60 and put it aside for going out to eat(side note don't search eating out in google images, not what I expected, I'm a little scarred).  The goal is to stop us from eating out so much and as an incentive any money that we don't use will go towards our Hawaii trip in November.  So far we are 1.5 weeks in and that $60 is still sitting in my headphone bag(our version of the envelope), so far so good, I will let you know.  Is there anything you do that helps you to save money instead of eating out?  Share baby, share!

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